Consolidating student loan programs

21-Oct-2019 22:29

(A 20-year repayment term is available when the consolidation loan amount is ,000 or more) Variable interest rates are based on an Index, plus a margin.

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Interest Rate Discounts: Discount eligible during application: You may qualify for a relationship interest rate discount if you or your cosigner (if applicable) has any of the following with Wells Fargo prior to your Final Loan Disclosure being issued: The quoted Annual Percentage Rate (APR) "with discount" includes a customer interest rate discount of 0.25% for having a prior student loan with Wells Fargo or a qualified Wells Fargo consumer checking account and requires a 5-year term. Repayment term options may include 5, 7, 10, 15 and 20 years based on credit qualifications.Refinancing offers a new interest rate as well as options to potentially lower your monthly payment or pay off your loan faster to reduce the interest paid over the life of the loan.