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Identity Theft Exists Source: The internet is a playground for people who want to commit identity theft and financial fraud.

They can pose as old friends, distant family members, or simply a person in need without much effort.

Here are eight reasons caution is needed when chatting with strangers online.Trolls Are Out There The word "troll" is an internet term used to describe someone who goes out of their way to harass, bully, or upset others.